Business finance

Secured business loans and lines of credit

Funding for Australian small businesses, secured against property, assets or receivables. Arranged by someone who spent ten years running small businesses before broking — so the questions you get asked make sense, and you get a straight answer early.

I'm looking for
$1,500,000
$100K$10M+

No obligation. No impact on your credit. Your details stay private.

You're all set!

Thanks — we've got your request and will call you shortly.

What business owners use it for

  • Buying stock, plant or fitting out a new site
  • Covering a seasonal dip or a slow-paying debtor book
  • Funding an acquisition or buying out a partner
  • Consolidating expensive short-term business debt into a secured facility
  • Releasing equity from property to put working capital into the business
  • A standby line of credit so an opportunity doesn't get missed

What we'll ask you for

  • What the funds are for and how much you need
  • What security is available — property, equipment or receivables
  • Recent financials or BAS, and a rough idea of turnover
  • How long you've been trading and how the facility gets repaid

We arrange secured lending only. If your business has no security to offer, we'll tell you that on the first call rather than wasting a fortnight of your time.

Common questions

Do you do unsecured business loans?

No. Every facility we arrange is secured by property, an asset or receivables. It's how our clients access larger amounts on sharper terms, without the pricing that comes with unsecured risk. If unsecured is genuinely what you need, we'll say so.

How new can my business be?

It depends on the security. Where there is strong property security, trading history matters less than it would to a bank. Where the facility relies on cash flow, most funders want to see a meaningful trading record.

Will applying affect my credit score?

Submitting your details on this site is a request for a call back — no credit check happens at that point. If you decide to proceed to a formal application later, we'll explain exactly what that involves before anything is lodged.

What size facilities do you arrange?

From $100K up to $10M+, depending on the security and the purpose.

Talk it through

Tell us the asset, the amount and the timeframe. You'll get a straight answer early — including if it doesn't stack up.

Get started
Construction site of a building under development Handshake closing a deal